Reference

What You Agree to When You Use wattoto

These Terms and Conditions govern your account, how you deposit and withdraw using DANA, OVO or GoPay, and how we handle disputes — including access eligibility which depends on local law and the region you are in.

Account eligibility applies where local law permitsWallet deposits covered: DANA, OVO, GoPayOne account per person, verifiedDispute process outlined in fullTerms updated with notice to you
wattoto What You Agree to When You Use wattoto
HOW WE OPERATE

Data, Security and How We Handle Your Account

We collect only the account data needed to verify your identity, match your wallet — DANA, OVO or GoPay — and process your transactions. We do not share your personal data with third parties outside of what is required to complete a payment or comply with a legal obligation in an eligible region. You can request a copy of the data we hold on your account at any time through our support team.

Account Data Retention

We keep your account records for as long as your account is active and for a period after closure as required by applicable rules in your region. You may request deletion where local law permits.

Cookie Use

We use session cookies to keep you logged in and analytical cookies to see which parts of the lobby you visit most. You can manage cookie preferences through your browser settings at any time.

Account Security

Your login is protected by OTP verification sent to your registered mobile number. Never share your OTP with anyone — our team will never ask for it during a support conversation.

Requesting Changes

To update your registered wallet — switching from OVO to DANA, for example — you must contact support with identity verification before the change is processed. Requests take effect after confirmation.

CONTACT CHANNELS

Reach Us About Any Terms Question

If any clause in these terms is unclear, or if a transaction tied to your DANA, OVO or GoPay wallet is held pending review, our support team can walk you through what happened and what steps to take next. Reach us through the channel that suits you — we respond on all three paths below.

Live Chat Open the chat widget from any page in your account. Describe your terms query and our team will respond directly, usually within a few minutes during active hours.
Email Support Send a detailed message to our support address for written records of your terms or wallet dispute. We reply with a reference number so you can track the case.
Account Help Centre Your account dashboard includes a help section where terms summaries, wallet verification steps and dispute forms are kept in one place for quick access.

Common Questions About These Terms

These are the questions we hear most often about account rules, wallet conditions and how our terms actually work in practice. If your question is not here, our live chat team can answer it directly from your account page.

No. Deposits must come from a wallet registered in your own name. Transactions from a third-party wallet are flagged and held until identity can be confirmed or returned.

We reserve the right to void activity and suspend account access if we detect a breach. You will receive notice through your account and can contact support to raise a dispute.

A notice appears in your account dashboard before any update takes effect. You are not bound by a change you were not notified about in advance — the notice period is stated in the update itself.

Yes. Access is available only where local law permits. We do not override regional restrictions — it is your responsibility to confirm that access is lawful in your specific location.

Contact our support team through live chat or email with your account details and a data request. We will respond with what we hold and the format we can provide it in.

You can request account closure through support. Data deletion is handled where local law permits it — some records may need to be retained for a set period after closure regardless.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.